Building resilience in a changing insurance market: A message to the Scottish Seafood Association
D2 Corporate Solutions is an independent, technically led insurance broker built on decades of experience across complex industries. We specialise in designing and placing tailored insurance programmes that protect our clients entire operations, balance sheet to brand reputation.
Our in-house risk surveyor works closely with clients to carry out deep-dive assessments of your premises and processes. That includes how you handle high-heat operations like smoking or frying, and the materials used in your facilities, such as composite panels, which are often red flags for insurers.
By bringing this level of detail and insight to the underwriting conversation, we help you secure more favourable terms and broader protection, because insurers have a better understanding of your risk profile.
Why do you buy insurance?
Insurance exists to protect your balance sheet. When the unexpected happens – fire, flood, breakdown, business interruption, your insurance programme should kick in with precision. That means fast recovery, minimal disruption, and full indemnification. No corners cut.
But too often, that’s not what we see in the market today.
Let’s talk
We’re proud to work with the Scottish Seafood Association and its members to build stronger, more resilient businesses. If you want a review of your current programme or just want to know where your gaps might be we’re here for that. Visit https://d2cs.com/ for more information.
Sectors/Covers
| Cover Requirements | Client Examples |
| Property Damage/Business Interruption
Risk Engineered Approach Programme Design – Scheduled and Layered First Loss – Where appropriate Supply Chain Management |
1. Fish Processors
2. Seafood Processors 3. Food Smokers 4. Abattoir & Wholesale Butchery 5. Bakers 6. Haggis/Black Pudding Manufacturers |
| Marine
Hull & Machinery Protection & Indemnity War Risks Marine Liability and Property |
1. Ship Owners
2. Charterers and Operators 3. Port and Terminal Operators 4. Marinas 5. Harbours 6. Marine Engineers |
| Transport & Logistics
Motor Fleet Goods in Transit Deterioration of Stock
|
1. Haulage -Artic Units and Trailers (Including Refrigerated)
2. Own Goods 3. Warehousing and Stock 4. Temperature Controlled Facilities 5. Catering |
